摘要(英) |
In recent years, due to the domestic economic downturn, the traditional model suppliers holding the center of the factory orders, or promissory notes and other transaction documents, separate financial institutions to seek the amount of. Taiwan is a small and medium-sized enterprises as the main market, in terms of financing can not be compared with large enterprises under the conditions of no superior or even may not be able to raise funds, the 2008 financial crisis Many small and medium enterprises due to payment in arrears, the bank rain umbrella and the brink of collapse. In recent years, banks have also developed a new type of business to provide enterprises to take advantage of the force to continue the enterprise in the supply chain funds flow to the current practice by the central factory as the main axis of the credit card, the supplier can be passed in the center after the inspection Data is transmitted over the Internet to the bank, and the supplier can make a purchase through the "Supply Chain Financing Business" online financing platform. So the use of innovative financing platform to solve the central plant funds broken chain and the upper reaches of the face of capital turnover is not working so the problem of failure for the research background.
This study is based on the extension of payment days for case companies to face large buyers to explore the use of banks in line with the implementation of online supply chain financing platform, and to achieve the balance sheet improvement. With its research results to promote the application of upstream and downstream manufacturers, the conclusions are as follows:
(1) the balance sheet has been significantly improved.
(2) the supplier to ensure payment. |
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