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    Please use this identifier to cite or link to this item: http://ir.lib.ncu.edu.tw/handle/987654321/82799

    Title: 第三方支付系統服務機制法律定性之研究;Study of Contract Nature of Third-Party Payment System
    Authors: 曾俐瑜;Tseng, Li-Yu
    Contributors: 法律與政府研究所
    Keywords: 電子商務;第三方支付;金流;代收轉付;履約保證;預付儲值;Electronic Commerce;cash flow;third-party Payment;collections and payment transfer;escrow;prepaid deposit
    Date: 2020-01-16
    Issue Date: 2020-06-05 17:13:55 (UTC+8)
    Publisher: 國立中央大學
    Abstract: 第三方支付一詞隨著阿里巴巴創辦人馬雲提出後開始受到關注,其主要提供網路交易金流層面之服務。然該制度並非創新建立,亦非憑空而來,而係過往網路交易有不足之處,希冀藉著移植不動產之相關制度解決遇到之瓶頸。因此本文分析最初買賣交易態樣到電子商務下網路交易之整體歷程,並輔以討論其不足之處,藉以了解何以有第三方支付之需求,並對其概念有所釐清。
    ;Third-Party Payment is starting to get more attention after Ma Yun, the founder of Alibaba, created it. Its main application is to provide service of internet cash flow. It is not a newly invented system but a transplanted real estate transactions system hoping to solve problems of internet transaction. This article analysis the evolution of transactions from initial bartering goods to internet transaction of E-commerce. And by discussing its cons, we can understand why the need of third-party payment is rising and clarify the concepts.
    The Act Governing Electronic Payment Institutions promulgated in 2015 is mainly to supervise on related corporation, so there are not a lot of studies on its contract nature. However, contract nature is the basis of understanding of the attribution of rights and obligations, it’s vital to research. Furthermore, consumers are in a weaker position than large-scale enterprises. So there is a need to protect consumers. Thus this article will analysis the contract nature of the three mechanisms that provide by third-party payment service: ”collections and payment transfer”, “escrow”, and “prepaid deposit” from the perspective of consumer protection.
    Appears in Collections:[法律與政府研究所] 博碩士論文

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