| dc.description.abstract | With the advanced development of e-commerce, the complete funds system has become the necessarily important part.
Third-party payment has received considerable attention in decade, while Paypal(U.S.A) and Alipay(China) has been considered as the most well-known payment system. Paypal is an independent funds system, while Alipay is the payment system of shopping network(Taobao).
In order to regulate third-party payment issues, both U.S.A and China enacted related laws and regulation such as 《Uniform money service act》 、《The Implementation of the Administrative Measures for the Payment Services Provided by Non-financial Institutions》.
In Taiwan , third-party payment has developed for a long time. However, it has been limited by 《The Banking Act of The Republic of China》and《Act Governing Issuance of Electronic Stored Value Cards》. Thus, it is hard to be innovatively and vigorously developed.
The study will firstly introduce the development of third-party payment in US and China, and particularly focus on comparative law. Secondly , the situation of third-party payment in Taiwan will be analyzed, the possibility and necessity to amend related laws and regulation to regulate third-party payment or to set up a specific law to manage and control it will be discussed. Finally, it offers some practical suggestions from international experience, which could be expected as the reference for the the executive branch and future policy.
| en_US |