| dc.description.abstract |
The study mentions that the influence of Fintech (Financial Technology) and supervisory system of Taiwan insurance industry. According to the study, we can know how the influence of Fintech appliance in the world and now we have in Taiwan. The study adopts value-chain concept and value-added activities to explain the latest Insurtech (Insurance Technology) appliance and how it works. The designing of insurance, channel of insurance, pricing of insurance, underwriting of insurance, claiming of insurance and related insurance services are included in the value-chain concept.
Under the value-chain concept, the study collects, identifies, compares and knows the famous and representative Insurtech appliance as adequate samples. According to the study, the up-to-date Fintech appliance including the similar insurance functions of co-insurance mechanism, the individual insurance with personal needs, insurance of on-line price comparing, buying insurance through internet, insurance of personal price, insurance of automatic underwriting, insurance of automatic claiming, insurance with prevention function, insurance of health-care by long distance and other Insurtech appliance. Due to the Taiwan regulations, some of the latest insurtech appliance in the world is not allowed to be adopted in Taiwan. For instance, the insurance of on-line price comparing and insurance of health-care by long distance haven’t got the permit from Taiwan government yet. Then the study would like to share the worldwide Insurtech experience and new core competence of start-up business with insurance industry, government and investors in Taiwan.
For the financial supervisory system of insurance industry, the study pays more attention on the regulatory system which is implemented by the U.K., Singapore, Australia, America and China now. Finally, the study would like to introduce the experience of other contries to implement the financial supervisory system in Taiwan. | en_US |