| dc.description.abstract | In recent years, the governments of various countries have actively implemented cashless social policies, hoping to replace the past cash transactions with electronic payment tools such as credit cards, financial cards and electronic ticketing cards, so as to promote the underground economy to emerge and raise taxes. On the other hand, cash-free trading model also greatly reduces the money laundering opportunities, in line with the world trend of money laundering prevention law.
At the same time, thanks to the development of communication technology, the popularity of smart phones and the mobile payment security technology to provide a good space for development of mobile payment. The growth of the global near-end mobile payment market is due to the increasing proportion of global consumers using smart phones, and the growing preference for the convenience of mobile payments. And more manufacturers to develop a simple installation of the near-end mobile payment system to provide businesses to enhance the willingness to install.
First, this study analyzes the current situation of international action payment technology and industry through the literature, then combines the technology and mode of electronic payment, it also analyzes the cases of international well-known action payment, and analyzes the business model and new place of foreign action payment industry. Last, this paper discusses the incentive policy and regulations for the implementation of action payment at home, and analyzes the reasons for the obstacles to the implementation of action payment in Taiwan. To sum up, the above analysis will give a reference to the related industry and the government in the future direction of innovative payment services.
This study finds that the key factors to promote the success of mobile payment are to provide a good payment experience, to create a mature payment environment and to establish consumersundefined habit of using electronic payment. There are three barriers to the introduction of electronic payment, tax cost, equipment import cost and transaction fee cost. How to overcome these difficulties is an important issue to increase the proportion of mobile payment. | en_US |