| dc.description.abstract | This article focuses on a broad discussion on the financing models of Taiwanese companies in Vietnam. Since Taiwan is an island economy, the domestic market has its limitations. In order to pursue operational growth, Taiwanese companies must develop towards internationalization. Taiwanese companies investing in Vietnam are mostly small and medium-sized enterprises, and their investment and working capital depend on Taiwan, where their parent companies are mainly based. Due to the lack of credit background in Vietnam, it is very difficult to apply for financing from local banks or foreign banks in Vietnam, resulting in a substantial increase in capital costs. Therefore, Taiwanese banks conduct relevant integration planning for their business models, capital structure, capital needs, and collateral, and tailor-made appropriate financing models and products to meet Taiwanese companies’ capital needsand increase revenue. This article provides 7 cases, all of which are real cases related to author’s related business. By these cases, we can understand how banks have designed the appropriate financing models for the needs of customers. Meanwhile, these models can reduce the banks’ credit risk and earn interest spreads, creating a win-win situation for both parties。 | en_US |