| dc.description.abstract | For the prevalence of Internet , the Electronic Commerce is toward a wide range of application and the cost of information transmission is much lower. For the processing of electronic payment, there have been many solutions and products, such as Millicent , Ecash…ect. How do we know about and provide the implement of related information technology and tools for the processing of person-to-person payment in the network just like the personal usage of money in the real life?
This article explains the current person-to-person small payment mechanism in the Internet and provides a smart card-based person-to-person small payment system. After user’s registration from the Broker, not only can he use the Broker’s Web application for payment. But also the user of this system can become a service provider with the help of web site package from the broker and can accept other user’s payment. Such application is a kind of person to person service.
This article introduces the current person-to-person payment mechanism , ” Paypal” . Meanwhile, this system use the characters of Smart Card’s restricted access and secretly storage and calculation inside the card. This would significantly decrease the chance for hackers to tamper and forge the transaction message, thus provide a strongly security payment system and raise the confidence of the user for paying in the Internet.
At the same time , user of the system can accept money in a real time mode. After receiving e-money , he could use it for the next transaction without any other processing. Besides, we could use the mechanism to combine the physical payment solution, such as the 7-11 or physical store .For the occurring events of money forging nowadays, our system can give a guide for dealing with this problem. | en_US |