|dc.description.abstract||Large amount of currencies need to be used as a medium for operating commercial activities, thus the influence of financial fraud cases will be obviously caused the property loss in the public. Within those fraud cases, no one can gain benefit in the long run, but result in the loss to our society.
The purpose of financial industry’s existence can also give service to the public, as the great example of 2006 Nobel Peace Prize winner, Prof. Muhammad Yunus, who is a Bangladeshi economist, he and his founding Grameen Bank have showed that the financial industry is capable of creating happiness and realizing ideal, and can help those who are competent to operate a business but lack of capital with developing their business.
In the last decade, many fraud cases have emerged from the financial industry in Taiwan, and their tricks included the breach of trust, stealing money from their own companies, insider trading, desire to make money etc., however, the nature of all these frauds is an ethical issue. In addition to the legal or normal issues, those who are holding authorities inside the organization are the core of these fraud cases. From the fraud cases of Taichung Bank and Chung Shing Bank, we can perceive that when those who are holding authorities have done the behavior against the ethics of our society, then these internal personnel of such organization may also be changed. They will not only ignore the right and wrong, but also will cooperate with illegitimacy. In addition, the most terrifying truth is that the public need to jointly bear the consequence of these frauds.
Therefore, based on the cause and early prevention of these frauds, this study is adopted the Integrative Social Contract Theory, and from the internationally perspective of macro stipulation to supplement the insufficiency of local regulations. Moreover, along with the human rights to think over the protection of property rights, a nation should protect the properties of its people, prevent from the occurrence of frauds and conserve the social justice. The value of commercial value is to create happiness but the profit-seeking tool for enterprises or high-level decision-makers.||en_US|