dc.description.abstract | The future sees the trend and the rapid growth of wireless network and users will link to network and shop by their mobile wireless devices. Therefore, e-payment function will be embedded in personal computers, digital TVs, personal digital assistants, mobile phones, and other mobile wireless devices, which is the trend of future payment system. As for mobile phones, they will become the tool of payment as the substitute of cash and card-based payment while everyone has one in their hands.
Nowadays, the mobile payment market is complicated, various as well as uncertain, and there is no common standard yet, however, the technology and the hardware of mobile phones have been standardized. Therefore, it is the direction of academic and industrial research to use mobile phones as m-payment devices and gradually shape a common standard of m-payment.
This research took the mobile phone-based payment as the topic and developed the account-type mobile phone-based m-payment plan with the store card, and the bill-type plans with the credit card bill as well as with the mobile phone bill. Companies offering the plans of the store card type and the credit card bill type were confronted with economic, technological, and social gap while they implemented the mobile phone-based m-payment. | en_US |