博碩士論文 101428022 詳細資訊




以作者查詢圖書館館藏 以作者查詢臺灣博碩士 以作者查詢全國書目 勘誤回報 、線上人數:8 、訪客IP:34.207.82.217
姓名 林政賢(Cheng-Hsien Lin)  查詢紙本館藏   畢業系所 財務金融學系
論文名稱 赤道原則採納與否之決定因素
(Determinants of Adopting the Equator Principles)
相關論文
★ 以資料包絡線分析法評估 國內金融機構之經營效率★ 我國企業員工行為守則分析--以新光金控為例
★ 理財專員的專業倫理探討★ 證券投資信託業倫理議題的探討
★ 台資企業赴海外籌資之探討─以富士康科技個案為例★ 大陸台商融資管道與操作模式分析-以個案企業為例
★ 本土銀行從事財富管理業務之現況與前景探討★ 我國銀行業經營致勝的關鍵因素:公司治理、風險管理及競爭優勢的觀點
★ 新版巴賽爾協定下信用風險對中小企業授信行為之探討★ 臺灣公司治理之探討-以銀行業為例
★ 以投資型保險作退休理財規劃★ 連動債投資風險探討--C銀行一年期高收益型連動債個案研究
★ 信用評等機制與次級房貸危機★ 私募股權基金之研究
★ 世代金融危機的比較:一九三○年代 經濟大蕭條與二○○八年金融危機★ 另類投資及其在資產配置中的地位
檔案 [Endnote RIS 格式]    [Bibtex 格式]    [相關文章]   [文章引用]   [完整記錄]   [館藏目錄]   [檢視]  [下載]
  1. 本電子論文使用權限為同意立即開放。
  2. 已達開放權限電子全文僅授權使用者為學術研究之目的,進行個人非營利性質之檢索、閱讀、列印。
  3. 請遵守中華民國著作權法之相關規定,切勿任意重製、散佈、改作、轉貼、播送,以免觸法。

摘要(中) 隨著環社風險的概念逐漸受到重視,環社風險議題對於金融業之影響性亦逐漸擴大。以往金融業自詡為「無煙囪」產業,然而近年來金融業對於環境的衝擊也逐漸被人們所檢視,金融業身為企業資金的供給者,無疑也是造成環境破壞的推手之一。因此,越來越多的環境保護團體以及非政府組織團體也相繼提出呼籲,希望金融機構在對專案融資放款的同時可以做好環境評估的把關工作。赤道原則,一套作為金融業處理專案融資的評估、審查與管理的基本框架從而誕生。
本文將以赤道原則為基礎,回顧赤道原則的起源、背景及演進,接著去探討怎樣的機構背景會促使金融機構傾向採納赤道原則,以及去分析為何有些金融機構會採納赤道原則,甚至納入自身內部的風險管理流程之中,又是何種原因使金融機構尚未採納赤道原則,並在文中以日本的瑞穗銀行和中國的國家開發銀行為案例去分析其採納與未採納的變化及背後原因,最後會總結本文的研究結果及對於本國金融業的期許。
摘要(英) In the past, the financial industry did not think they should be responsible for the environment destruction. In recent years, however, the impact on the environment from the financial industry is gradually viewed by people. As the supplier of funds for enterprise, financialindustry has the power to allocate the resources to the community. It is no doubt that the financial industry is one of the backstage driving forces for the environment destruction. Therefore, the risk management becomes an issue that can′t be ignored. More and more environmental groups and NGO groups have make efforts to call on financial institutions to take responsibilities of supervision and management for each loan they made. Therefore, the Equator Principles, a framework of environmental and socialguidelines for financing and advising on infrastructureprojects, was set up. It stipulates why and how financial institutions should consider environmental and social issues in their project finance operations.
This paper will be divided into several sections. The first section will introduce the origin, the background and the evolution of the Equator Principles. The second section will discuss what kind of the institutional conditions that induce financial institutions to adopt the Equator Principles. We will analysis the reasons why some of financial institutions agree to adopt the voluntary principle, and even incorporate them into their internal risk management procedure. However, there are still some financial institutions that have not adopted it. In this paper, we will take Mizuho Bank, Ltd. and China Development Bank for example to analysis what will be changed after adopted the Equator Principles and what reasons hinder other banks to adopt it. Finally, we will review the research we made and give some suggestions to our domestic financial industry to promote their global competition, and furthermore, to fulfill their sustainable development.
關鍵字(中) ★ 赤道原則
★ 專案融資
★ 金融機構
關鍵字(英) ★ the Equator Principles
★ project finance
★ financial institutions
論文目次 中文摘要 ----------------------------------------------- i
英文摘要 ---------------------------------------------- ii
致謝 ------------------------------------------------- iii
目錄 -------------------------------------------------- iv
圖目錄 ------------------------------------------------- v
表目錄 ------------------------------------------------ vi
一、緒論 ----------------------------------------------- 1
1-1 研究背景 ----------------------------------------- 1
1-2 研究動機 ----------------------------------------- 3
二、赤道原則 ------------------------------------------- 5
2-1 赤道原則的概述與發展歷程 ------------------------- 5
2-2 第三版赤道原則 ----------------------------------- 6
三、赤道金融機構其分布與原因 -------------------------- 14
3-1 全球赤道金融機構當前分布 ------------------------ 14
3-2 採納赤道原則之動機 ------------------------------ 19
3-3 當前全球融資情況 -------------------------------- 20
四、個案探討 ------------------------------------------ 26
4-1 案例一、日本瑞穗銀行 ---------------------------- 26
4-2 案例二、中國國家開發銀行 ------------------------ 30
五、結論及建議 ---------------------------------------- 35
5-1 結論 -------------------------------------------- 35
5-2 建議 -------------------------------------------- 36
參考文獻 ---------------------------------------------- 38
附錄一 全球赤道原則金融機構區域分布資料 -------------- 40
附錄二 BankTrack成員與赤道銀行於全球地區分布情況 ----- 43
參考文獻 參考文獻:
﹝1﹞Andrew Lee Nguyen, “Investigating Compliance/Non- Compliance with the Equator Principles.” ,2007.

﹝2﹞Bagnoli, M., and Watts, S., “Selling to socially responsible consumers: Competition and the private provision of public goods”, Journal of Economics and Management Strategy 12 (3) pp. 419-445, 2003.

﹝3﹞Carroll, Archie B., “The Pyramid of Corporate Social Responsibility: Toward the Moral Management of Organizational Stakeholders”, Business Horizons, 34 : 39-48, 1991.

﹝4﹞Esty, B., Knoop, C., and Sesia A., “The Equator Principles: An Industry Approach to Managing Environmental and Social Risks.”, Harvard Business School Case Study, 9-205, 2005.

﹝5﹞Lammertjan Dam, “Corporate Social Responsibility and Financial Markets.” , University of Groningen, PhD Theses, 2008.

﹝6﹞Saha, M., and Darnton G., “Green Companies or Green Con-panies: Are Companies really green or are they pretending to be?”, Business Society Review, 110, 117-157, 2005.

﹝7﹞Tonna Anthony Ejiofor, “Equator And Non-Equator Banks: Does Adoption Increase Access To Project Finance Deals?”, University of Dundee.
http://www.dundee.ac.uk/cepmlp/gateway/index.php?news=29876


﹝8﹞Wright, Christopher &Rwabizambuga, Alexis, “Institutional Pressures, Corporate Reputation, and Voluntary Code of Conduct: An Examination of the Equator Principles”, Business and Society Review, 111(1), 89-117, 2006.


網路資料參考:
﹝1﹞ 赤道原則官網 http://www.equator-principles.com
﹝2﹞ 國際金融公司官網 http://www.ifc.org/
﹝3﹞ 世界銀行官網 http://www.worldbank.org/
﹝4﹞ Worldwide Governance Indicators (WGI) http://info.worldbank.org/governance/wgi/index.aspx - home
﹝5﹞ BankTrsck官網 http://www.banktrack.org/
﹝6﹞ 瑞穗集團官網 http://www.mizuho-fg.co.jp/english/index.html
﹝7﹞ 花旗集團官網 http://www.citigroup.com/
﹝8﹞ 花旗2013 Code of Conduct http://www.citigroup.com/citi/investor/data/codeconduct_en.pdf
﹝9﹞ 國家開發銀行官網 http://www.cdb.com.cn/web/
﹝10﹞ 《中國金融》雜誌:開發性金融的國家使命 http://www.cdb.com.cn/web/NewsInfo.asp?NewsId=5191
﹝11﹞ 德意志銀行官網 https://www.db.com/index_e.htm
﹝12﹞ 德意志銀行Corporate Responsibility Report 2013
https://corporatecitizenship.db.com/cr-bericht-2013-webspecial/index.html
﹝13﹞ Thomson Reuters, 2013 Global Project Finance Review http://dmi.thomsonreuters.com/Content/Files/3Q2013_Global_Project_Finance_Review.pdf
指導教授 邱慈觀 審核日期 2014-6-25
推文 facebook   plurk   twitter   funp   google   live   udn   HD   myshare   reddit   netvibes   friend   youpush   delicious   baidu   
網路書籤 Google bookmarks   del.icio.us   hemidemi   myshare   

若有論文相關問題,請聯絡國立中央大學圖書館推廣服務組 TEL:(03)422-7151轉57407,或E-mail聯絡  - 隱私權政策聲明