||Under the wave of digitization, Fintech started a whirlwind reform in the global financial market, and various countries have engaged in the ranks in order to occupy the leading position. The financial industry is facing the era of changing consumer transactions and the low interest rate that has been bottoming out. In order to maintain the scale of the reorganized enterprise and the operating income, the financial industry that originally used closed management must throw away traditional thinking. Behind the brain, in response to the arrival of this wave of financial technology, there should be relative protection under the development of financial technology. Therefore, the birth of financial patents. Here we want to discuss the impact of the number of financial patents on company performance, taking 23 listed financial companies in Taiwan as samples. You can use the sample and ROA as the strain number, and then add the number of financial patents, price-earnings ratio, debt ratio, company age, foreign exchange holdings, operating income, and company size as independent variables. Analyzing the impact of the number of patents on the company’s performance but focusing more on the biotechnology and electronics industries. There are very few literatures in the financial industry. It is also because of the rapid development of financial patents in recent years. Therefore, this article hopes that financial industry researchers will face this The wave research found that there is a positive impact on financial patents. Does the innovation that operates under the wave of financial technology, which represents the increasing number of financial patents, bring immediate results to the company, and therefore can also be one of the reference targets for investors. For a long time, it will bring a higher effect to a company, which is consistent with the expected effect, because the greater the number of financial patents of a company, the more the company has technology that other companies do not have. It can bring its own strength and value to a higher level, or the more willing investors are to invest, and ROA is not in line with the expected results. I think it is the enterprise that should deal with a relatively large amount of funds to develop technology and obtain a patent, but this patent Almost in a short period of time, it will bring actual profit-making effects, so it cannot bring a positive impact on net profit.|
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