摘要(英) |
This study investigated the Bank of Taiwan and the United States due to mergers and acquisitions to expand the scale and leaving the bank more competitive banking sector from Taiwan to elect three banks, branches of the Sun Bank, Citibank and Development Financial Holding, while Bank of America is the United States banking and Merrill Lynch and Chase Manhattan and JP Morgan, these banks through the post-merger, to provide investors with capital at the same time, hoping to get higher profits. Taiwan′s banking industry is generally too small and average size of homogeneity is high, coupled with the excessive number of home finance, banking competition is too intense and too much money supply, bank management has become very difficult, mergers and acquisitions became one of the fastest way to large-scale banks and international banks to integrate to compete. Examples of mergers and acquisitions in Taiwan and US banks, the merger has its purpose, for some smaller or poorer physical banks, mergers and acquisitions is a great advantage, it will not be eliminated by the market and make Bank more competitive, a country the size of the financial market integrity and with the international financial institutions to compete for economic stability have some help. |
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