| 摘要(英) |
In the post-pandemic era, with the implementation of radical Quantitative Easing and Tightening, there are more and more bank is suffering from bank runs and broken. Bank’s board of directors and management do not pay enough attention to internal control and managing their risks. The rapid development of fintech has made fund transfers easier, which may have a significant impact on liquidity risk.
This study investigates the relationship between e-banking service and supervision and regulation of bank from 2015 to the third quarter of 2024. Digital account is as the stander to measure effect of e-banking service. A bank complied with the rules and regulations or not is assessment of operating status.
The empirical evidence indicates that both the increase in the number of digital account and whether the opening account exceeds the average or not have significant effects. The more digital account there are, the higher the probability of banks being penalized. However, the number of openings exceeds a certain threshold when it comes to economies of scale, the probability of penalized is reducing. It is recommended that banks stronger regulatory and supervisory standards on liquidity risk about e-banking service. |
| 參考文獻 |
參考文獻
中文文獻
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英文文獻
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Profit Efficiency of Commercial Banks:Theory and Evidence From China, SAGE Journals, DOI: 10.1177/21582440231158050 |
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