本文係採用行政院主計總處2006年及2011年的「工商及服務普查」為資料來源，並擷取其中基層金融資料為研究樣本，採隨機邊界生產函數估計基層金融的技術效率，並檢視無形投入對技術效率的影響程度。實證結果顯示：（1）基層金融服務的效率未達到最佳的狀態，仍有相當的改善空間。（2）研發、行銷及資料庫與軟體購買支出這個部份的無形投入對於效能沒有顯著的效果，而員工訓練對於效率呈現正向且顯著的關係。;This thesis investigates the influence of intangible investments on technical efficiency . Estimate efficiency through stochastic frontier production by using data of Taiwan′scensus of industry, commerce and service in 2006 and 2011. Examine the degree ofintangible investments affecttechnology efficiency ofTaiwan ′s community financial institution. The estimates of technical efficiency not reach the best condition, and needed to be make better. Finally ¸regressing analysis indicate that technical efficiency is not related to the intangible investmentsof R & D , marketing , database purchase . Otherwise,the intangible investmentsrelatedto on-the-job training have significantly positive effects on technical efficiency.
