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    Please use this identifier to cite or link to this item: http://ir.lib.ncu.edu.tw/handle/987654321/83712

    Title: 家庭因素對於個人退休決策之影響
    Authors: 吳奕萱;Wu, Yi-Xuan
    Contributors: 產業經濟研究所
    Keywords: 家庭因素;退休決策;家庭型態;family factors;retirement decisions;family patterns
    Date: 2020-07-15
    Issue Date: 2020-09-02 16:57:24 (UTC+8)
    Publisher: 國立中央大學
    Abstract: 台灣的年金制度與各先進國家一樣,都面臨人口老化、少子化的衝擊。在過去,有戰後嬰兒潮大量人口的退休潮出現,現今受到新政策之影響,延後退休成為新的趨勢。關於退休議題的探討越來越重要,除了退休金制度改革對退休決策造成的客觀因素之外,個人的主觀因素會如何影響其退休行為?


    ;Like other advanced countries, Taiwan’s pension system is facing the impact of an aging society and declining birthrate. In the past, there was a retirement boom of baby boomers after the war. Under the influence of the new policy, postponing retirement has become a new trend. The discussion on retirement is becoming more and more important. Besides the objective factors caused by pension system reform, how will individual subjective factors affect their retirement behaviors?
    This study used the Directorate-General of Budget, Accounting and Statistics, Executive Yuan’ s“manpower utilization surveys”. In order to observe the influence of family factors of different family types, the data were classified into six different family types.
    The empirical results show that there is only one respondent in a single-person family, so other family factors don’t need to take into account. When the respondent invests more in work and earns more, the possibility of retirement decreases. Respondents from single-parent families, child-related factors were the most important factors when considering retirement. In addition to supporting the economy, respondents in single-parent families may also need to take care of their parents. Older parents or parents in poor health may increase the chances of retirement. Such family respondents may bear more pressure than the first two types of families. In couple′s families and nuclear families, the couple′s retirement behavior may influence each other. Empirical results show that in couple′s families, the husband tends to retire with his wife, but the wife doesn’t. In nuclear families, the husband and wife share the household expenses because they have children to take care of. When the children become independent, the couple will retire together.
    Appears in Collections:[產業經濟研究所] 博碩士論文

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