應用智能合約改善募款困境初探： 以小型機構募資雛型系統為例;A Preliminary System to Address Crowdfunding Challenges through Smart Contracts: Case of Small-Scale Organizations′ Fundraising

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題名:	應用智能合約改善募款困境初探：以小型機構募資雛型系統為例;A Preliminary System to Address Crowdfunding Challenges through Smart Contracts: Case of Small-Scale Organizations′ Fundraising
作者:	邱玟婕;Chiu, Wun-Jie
貢獻者:	資訊管理學系
關鍵詞:	區塊鏈;智能合約;群眾募資;募款活動
日期:	2023-06-21
上傳時間:	2024-09-19 16:40:30 (UTC+8)
出版者:	國立中央大學
摘要:	有調查顯示，信任缺乏、資訊不足和紀錄不透明是主要的原因。在曾經參與捐款活動的高收入個體中，有相當比例的人對款項用途存在疑慮或資訊不足。為了解決小型機構在募款過程中所面臨的問題，本研究提出了一種創新的群眾募資運作模式，旨在解決傳統群眾募資的缺陷，並適用於小型機構。這種新型的運作模式使用區塊鏈智能合約，實時記錄捐款、退款和善款使用等過程，消除傳統運作方式常見的紀錄不透明或遺失的風險。同時，透過演算法和投票機制，改善大眾對募款機構款項流向不明的疑慮；即使募資失敗，捐款人一樣可以透過投票決定當前款項的去留，為募款活動提供了更多的彈性，也增加了捐款人在整個募款活動中的參與度。本研究提出之新型募資運作模式為傳統群眾募資中的信任、資訊和紀錄問題提出一種解決方案。通過運用區塊鏈和智能合約的技術，善款的流向和使用變得透明可追蹤，捐款人可以參與決策，確保捐款被妥善利用。透過有效改良和結合運用不同的方法，便可能創造出更有價值的運作機制，幫助小型機構解決募款困境。 ;According to surveys, a lack of trust, insufficient information, and opaque records are the main reasons for concerns in donation activities. Among high-income individuals who have par-ticipated in donation campaigns, a significant proportion express doubts or lack sufficient in-formation about the use of funds. To address the challenges faced by small organizations in the fundraising process, this study proposes an innovative crowdfunding operation model aimed at resolving the shortcomings of traditional crowdfunding and applicable to small organizations. This new operating model utilizes blockchain smart contracts to record donation, refund, and fund utilization processes in real-time, eliminating the risks of opaque or lost records commonly associated with traditional operations. Additionally, through algorithms and voting mechanisms, it improves public confidence in the flow of funds within fundraising organizations. Even in the case of fundraising failure, donors can still participate in decision-making through voting, providing greater flexibility to fundraising activities and increasing donor engagement through-out the process. The proposed crowdfunding operating model in this study offers a solution to the trust, information, and record-keeping issues in traditional crowdfunding. By leveraging blockchain and smart contract technologies, the flow and utilization of funds become transparent and trace-able, allowing donors to participate in decision-making and ensure proper utilization of their donations. By effectively improving and integrating various methods, it is possible to create a more valuable operating mechanism that helps small organizations overcome fundraising chal-lenges.
顯示於類別:	[資訊管理研究所] 博碩士論文

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