A novel strategy to determine the insurance and risk control plan for natural disaster risk management

NCUIR > Engineering College > Department of Civil Engineering > journal & Dissertation > Item 987654321/99713

Please use this identifier to cite or link to this item: https://ir.lib.ncu.edu.tw/handle/987654321/99713

Title:	A novel strategy to determine the insurance and risk control plan for natural disaster risk management
Authors:	蔣偉寧;Chen, Cheng-Wu;Tseng, Chun-Pin;Hsu, Wen-Ko;Chiang, Wei-Ling
Contributors:	工學院土木工程學系
Keywords:	Benefits;Civil Engineering;Contracts;Cost;Disaster insurance;Disaster management;Disaster risk;Disasters;Earth and Environmental Science;Earth Sciences;Earth, ocean, space;Economic impact;Economics;Emergency preparedness;Engineering and environment geology. Geothermics;Environmental Management;Environmental policy;Exact sciences and technology;Geophysics/Geodesy;Geotechnical Engineering & Applied Earth Sciences;Hydrogeology;Insurance;Insurance policies;Natural disasters;Natural Hazards;Natural hazards: prediction, damages, etc;Natural resources;Optimization;Original Paper;Policies;Risk;Risk assessment;Risk management;Strategy
Date:	2012-10-01
Issue Date:	2026-04-21 13:30:04 (UTC+8)
Publisher:	Springer Netherlands;Dordrecht: Springer Netherlands
Abstract:	摘要： This study presents an extended framework for the analysis of economic effects of natural disaster risk management. It also attempts to define and evaluate the optimal insurance arrangements. A model, the economic utility constrained-maximization model, is proposed. The purpose of this study is to establish a strategy for determining an insurance and risk control plan in which consideration is given to balancing the economic effects (e.g., decrease in costs due to damage) by disaster mitigation. Furthermore, these values are compared with risk control actions for purposes of prioritization, to provide data to help evaluate the benefit of each risk control action. Disaster insurance policy premiums in contrast are based on actuarial data taken from situations in which risk control measures are not employed. This can make such contracts unfair to responsible enterprise managers who must take risk control measures. This represents an unfair aspect of insurance policies. Enterprise managers should be able to determine the optimum arrangement between natural disaster risk control and insurance given their budget limitations. The optimal strategies aim at the best applicability and balance between risk control and insurance capability for the enterprise manager. Risk control measures can generate several risk control options for enterprise managers. Premium discounts by insurers are given in this model. 其他題名： Nat Hazards 出版者： Dordrecht: Springer Netherlands 出版日期： 2012-11-01 出處： Natural hazards (Dordrecht), 2012-11, Vol.64 (2), p.1391-1403 資源來源： Agricultural & Environmental Science Collection 版權： Springer Science+Business Media B.V. 2012 版權： 2014 INIST-CNRS 版權： Springer Science+Business Media Dordrecht 2012 識別號： ISSN: 0921-030X 識別號： EISSN: 1573-0840 識別號： DOI: 10.1007/s11069-012-0305-3 識別號： CODEN: NAHZEL
Appears in Collections:	[Department of Civil Engineering] journal & Dissertation

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