| dc.description.abstract | This paper takes Taiwan target maturity bond funds as the research object, and observes and analyzes the commodity design strategy of target maturity bond funds from the perspective of behavioral finance, whether it can provide investors as one of the financial tools of retirement planning configuration.
Review the relevant literature of behavioral finance, summarize the behavioral errors that investors often make, understand the difference of various bond tools for retirement planning, refer to the thrust (NUDGES) and design the thrust evaluation table. Organize domestic investment credit issuance target maturity bond funds, count and observe the status and strategies of each investment credit issuance, interpret the bond screening period, currency, and coupon logic, and select the first-tier issuance and the first-tier maturity cases as Research and analyze with thrust evaluation table.
The results of the study found that investors are often irrational in making investment decisions. The target maturity bond funds can effectively reduce the wrong decision to make emotional blackmail. Due to the suspension of regular income due to retirement, it is very important to create a certain amount of passive income. With the characteristics of government agencies, the target maturity bond fund can effectively reduce uncertainties compared with other financial instruments, and can then be used and configured to plan retirement life. | en_US |