| dc.description.abstract | The property and casualty insurance industry is faced with circumstances such as environmental changes, emergencies, miscalculation of market risks and poor risk management, which cause financial problems. How to ensure that you understand the operation of insurance companies, effectively grasp future financial trends, and maintain social order and development. A set of dynamic financial models simulates the future financial situation of property and casualty insurance companies.
Taiwan is a country with frequent natural disasters. Earthquakes, floods and droughts are a region where three major disasters occur alternately. Under the global climate change, various natural disasters occur frequently. Only when the losses come, can we prepare and prevent them in advance, and through reasonable planning of reinsurance, the cost of disaster losses can be reduced to zero, so that the financial burden of property insurance companies will not be too large when a catastrophe strikes.
This research uses dynamic financial analysis methods and dynamic financial analysis Dynamo software to perform analysis to simulate the future financial trends of property insurance companies, provide indicators for future risk assessment and risk control, and explore catastrophe models and consider catastrophe impacts, as well as simulate individual Under different reinsurance strategies, the insurance company′s owner′s equity, cash flow and other indexes change, which is a reference for property and casualty insurance policy makers to evaluate their finances and strategies under various future scenarios. | en_US |