本研究主要在透過DEA資料包絡法比較91至94年間本國全體金融機構之經營效率。研究對象為上述期間之全體46家銀行。本研究選擇相關性較高的員工人數、分行據點數及總資產為投入變數,而以利息收入為產出變數。透過資料包絡法分析得出各家銀行經營效率、技術效率及規模效率;最後並計算91至94年各金融機構之跨期經營效率。由此進而分析各家銀行之相對市場競爭地位。 This study investigates efficiency among local banks with Data Envelopment Analysis. The period runs from 2002 to 2005. Total assets, numbers of employees and branches, highly related to output, are used as input variables while dividend income is used as the output variable in this model. Through Data Envelopment Analysis, global efficiency, technical efficiency and scale efficiency can be obtained for those banks. Furthermore, multiperiod efficiency can be computed to make comparisons among them. It leads to show their competitiveness in the market.