台灣上市櫃企業在金融變革中如何調整與銀行的往來關係;How to Adjust Banking Relationship with Listing Companies in Taiwan under Financial Reform

NCUIR > School of Management at National Central University > Department of Finance > Research Project > Item 987654321/57617

Please use this identifier to cite or link to this item: http://ir.lib.ncu.edu.tw/handle/987654321/57617

Title:	台灣上市櫃企業在金融變革中如何調整與銀行的往來關係;How to Adjust Banking Relationship with Listing Companies in Taiwan under Financial Reform
Authors:	陳錦村
Contributors:	中央大學財務金融學系
Keywords:	經濟學;往來關係;Probit迴歸方法;兩階段Heckman選擇模型;Poisson迴歸模型;Multi-Logit方法;Banking relationship;Probit regression model;Two steps Heckman selection model;Possion regression model;Multi-Logit method
Date:	2009-09-01
Issue Date:	2012-10-01 15:39:39 (UTC+8)
Publisher:	行政院國家科學委員會
Abstract:	謹利用本研究計畫的預期研究成果，當作計畫摘要臚列如次： 1. 除研究目的所論及的實證發現或重點外，本計畫堪稱國內第一篇將金融變革納入往來關係的討論，也是最早將「外資和私募基金在銀行及其董事會的參與強度」等治理機制變數，納入往來關係的實證模型。 2. 在借款客戶的往來對象方面，除了符合實際情況的分類方式-國營、外資、民營金控業者與民營非金控金融業者外，還配合台灣過多銀行(over-banking) 的特殊金融環境下，進一步觀察借款客戶與最大債權銀行、主力銀行和非主力銀行，以及與本國五小銀行和非五小銀行等往來對象的舉債行為。 3. 在研究方法方面，除傳統使用的Probit迴歸方法外，也隨著討論議題的需要，陸續利用兩階段Heckman選擇模型、Poisson迴歸模型和Multi-Logit方法，更嚴謹且有系統地觀察借款客戶與銀行的多重往來關係，其實證結果對產、官和學界均有相當的助益。 4. 對參與研究的教師及學生，經由往來關係文獻的整理、數學方法及統計軟體的學習與使用，學術文章的撰寫及發表，可大幅提高學術研究的能力，並與各界分享有價值的學術成果。 ; 1. Except empirical discoveries or key points which research goal talks about, this project is the first one brings financial reform into the discussing of the banking relationship. And it is also the first one to take account of the participative intensity of foreign capital and private fund of bank’s board of director in banking relationship empirical model. 2. In the aspect of relationship counter party of borrowing customer, beside the classification of actual conditions - state own bank, foreign capital bank, civil financial holding company and civil un-financial holding company, this project considers the special over-banking situation of Taiwan financial environment and further observing the debt financing behaviors between borrowing customers and the biggest creditor’s right bank, main bank and non-main bank,five small domestic banks and non-five small domestic banks. 3. In the aspect of research methods, beside using traditional Probit regression model accompanying with different discussing subjects it employs two steps Heckman selection model, Possion regression model and Multi-Logit method in succession, and more conscientiously, carefully and systematically observing the multi-relationship between borrowing customers and banks. The empirical results will provide plenty of benefits to industry, government, and academic circle. 4. For teacher and students which participate the research, after arranging the literatures of banking relationship, learning and using mathematical methods and statistical software, and writing and publishing academic articles, these can improve the ability of academic research handsomely and share the valuable academic results to all circles. ; 研究期間 9808 ~ 9907
Relation:	財團法人國家實驗研究院科技政策研究與資訊中心
Appears in Collections:	[Department of Finance] Research Project

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