English  |  正體中文  |  简体中文  |  Items with full text/Total items : 69561/69561 (100%)
Visitors : 23025538      Online Users : 188
RC Version 7.0 © Powered By DSPACE, MIT. Enhanced by NTU Library IR team.
Scope Tips:
  • please add "double quotation mark" for query phrases to get precise results
  • please goto advance search for comprehansive author search
  • Adv. Search
    HomeLoginUploadHelpAboutAdminister Goto mobile version

    Please use this identifier to cite or link to this item: http://ir.lib.ncu.edu.tw/handle/987654321/65432

    Title: 台灣第三方支付法制化的必要性與發展思考─以美國PayPal與中國支付寶為例
    Authors: 陳珮文;Chen,Pei-wen
    Contributors: 產業經濟研究所
    Keywords: 第三方支付;電子商務;信託付款服務;金流;Third-party payment;E-commerce;Escrow Service;Money flow
    Date: 2014-07-16
    Issue Date: 2014-10-15 15:31:19 (UTC+8)
    Publisher: 國立中央大學
    Abstract: 隨者電子商務蓬勃發展,健全的網路金流系統為不可或缺的一環,而近年來第三方支付逐漸受到重視,國際上行之有年的第三方支付平台以美國的PayPal以及中國的支付寶為代表,前者為提供金流服務之資訊公司,後者為兼營支付服務的電子商務平台,由於第三方支付服務涉及金融管制、資訊安全、消費者保護等多面向的監理管制,歐美各國對第三方支付服務皆發展出一套監管規範,中國亦於2010年制定《非金融機構支付管理辦法》,反觀我國第三方支付服務雖在業界已行之多年,但礙於現行法規範,致使第三方支付的發展受到諸多限制。
    ;With the advanced development of e-commerce, the complete funds system has become the necessarily important part.

    Third-party payment has received considerable attention in decade, while Paypal(U.S.A) and Alipay(China) has been considered as the most well-known payment system. Paypal is an independent funds system, while Alipay is the payment system of shopping network(Taobao).

    In order to regulate third-party payment issues, both U.S.A and China enacted related laws and regulation such as 《Uniform money service act》 、《The Implementation of the Administrative Measures for the Payment Services Provided by Non-financial Institutions》.

    In Taiwan , third-party payment has developed for a long time. However, it has been limited by 《The Banking Act of The Republic of China》and《Act Governing Issuance of Electronic Stored Value Cards》. Thus, it is hard to be innovatively and vigorously developed.

    The study will firstly introduce the development of third-party payment in US and China, and particularly focus on comparative law. Secondly , the situation of third-party payment in Taiwan will be analyzed, the possibility and necessity to amend related laws and regulation to regulate third-party payment or to set up a specific law to manage and control it will be discussed. Finally, it offers some practical suggestions from international experience, which could be expected as the reference for the the executive branch and future policy.
    Appears in Collections:[產業經濟研究所] 博碩士論文

    Files in This Item:

    File Description SizeFormat

    All items in NCUIR are protected by copyright, with all rights reserved.

    社群 sharing

    ::: Copyright National Central University. | 國立中央大學圖書館版權所有 | 收藏本站 | 設為首頁 | 最佳瀏覽畫面: 1024*768 | 建站日期:8-24-2009 :::
    DSpace Software Copyright © 2002-2004  MIT &  Hewlett-Packard  /   Enhanced by   NTU Library IR team Copyright ©   - Feedback  - 隱私權政策聲明