隨著敏捷軟體開發宣言的提出,敏捷軟體工程相關的議題與實踐,幾乎主導了過去二十年的軟體工程領域,敏捷開發有著短週期迭代、持續集成的特性,需要透過持續不斷的測試確保品質。近年來金融業也逐步開始倡導敏捷開發,而其中軟體測試對金融產品創新和風險控制等方面有著不可或缺的作用,然而金融軟體測試案例的種類與屬性龐雜,同時亦要求一定的穩定度,使得測試人員隨著迭代不斷增加有形或無形的測試成本,所以擁有一個有效且穩定可行的測試流程與制度,是能夠永續執行的基礎。本研究嘗試應用IDEAL模式來建立一套敏捷式金融系統測試流程,並以CMMI的制度化設計(Institutionalization design)協助上述流程可持續並制度性地實施。故本研究稱為『敏捷式金融系統測試永續化流程之研究』。;With the introduction of the agile software development manifesto, the issues and practices related to agile software engineering have almost dominated the field of software engineering for the past two decades. Agile development has the feature of short-cycle iterations and continuous integration, which require continuous testing to ensure quality. In recent years, the financial industry has gradually begun to advocate agile development, and software testing plays an indispensable role in financial product innovation and risk control. However, the types and attributes of financial test cases are complex and require a certain degree of stability. so that testers with increasing iteration tangible or intangible cost of test, therefore, have an effective and stable practical testing process and system is the basis of sustainable development can be performed. This research attempts to apply the IDEAL model to establish a set of agile financial system testing procedures and uses the institutionalization design of CMMI to assist the above procedures to be implemented in a sustainable and institutional manner. Therefore, this research is called " The Study of Sustainable Improvement on Agile Testing Process in Banking System Development ".